Mortgage Advisers Thirsk

The team at 1st Mortgage Services are here to help you find the right mortgage for your current financial situation, providing bespoke, one-to-one advice in Thirsk and the surrounding area.

Your Future in Thirsk…

Moving into your dream home in Thirsk has never been easier than with 1st Mortgage Services. Our head office is in Thirsk market square, and many of our team live in the town and surrounding villages – and so we are passionate about helping our clients set up their own homes in this beautiful area of North Yorkshire.

Julie Gilbert, the owner has built up 20 years of experience helping clients across Yorkshire and beyond and she guides her team to offer supportive, friendly, non-judgemental advice. You’ll receive the best financial advice, and – as Yorkshire folk – you’ll always get a cuppa if you come to see us at the office. We are experts at what we do and we will find the right mortgage solution for you but we’re down-to-earth people who cut the jargon and make things as simple as possible.

You’ll be assigned your own dedicated adviser and support staff, which we like to call your ‘dream team’ – they’ll take the worry and stress away so you can sleep easy at night and focus on the fun part; moving into the house you’ve always dreamed of. As our valued client, you’ll receive bespoke advice from one of our expert advisers, who has access to a comprehensive range of over 65 lenders. We work hard to nurture our relationships with lenders and providers across the market so that we can find and arrange the most suitable mortgage solution for you. We can help you wherever you are along your mortgage journey, including:

  • Re-mortgaging
  • First-time buying
  • Buy-to-let
  • Adverse credit
  • Company ownership
  • Financing divorce

We understand that the processes and paperwork can be overwhelming, so we will help you with all the advice and support you’ll need, from dealing with solicitors and understanding the process for selling your home to accessing mortgage calculators and tips for a stress-free moving day.

If you’re looking to move to Thirsk or would like to relocate within the area, just get in touch to make an appointment with one of the team on 01845 501830.

Your Dream Team

Thirsk Branch
Julie Gilbert

Julie Gilbert

Business Owner, Mortgage & Insurance Adviser
“The Gaffer”

A Mortgage & Insurance Adviser since 1998, Julie is the owner & founder of 1st Mortgage Services. Fuelled by coffee and an insatiable passion for helping clients’ wellbeing throughout their lives, she created this business from scratch. Julie does nothing by halves and always has a million plates spinning. A knowledgeable adviser, ambitious entrepreneur and mummy of two, she’s built up a loyal client base and a dynamic business with people at its heart. 

Julie spends her time both developing the business and advising her valued clients in the Thirsk area and beyond.

Will Shackleton

Senior Mortgage & Insurance Adviser
“The Jedi Knight”

Will joined the team in 2019 and supports new clients coming into the business. Advising on Mortgages and Insurance, Will has a wealth of knowledge on lenders’ criteria and is passionate about helping people achieve their financial goals.

Will primarily looks after our York-based clients, but as the business grows, he also takes care of some clients in the Thirsk area too. 

Kim Story

Head Paraplanner to Julie
“Julie's Right Hand Woman”

Wearer of many hats, Kim juggles paraplanning, administration, training and all round support for 1st Mortgage Services. The first employee Julie took on in 2015, Kim is part of the foundations of 1st Mortgage Services. Truly unflappable, this paraplanner is as cool as a cucumber at all times, has superhuman organisational skills and, having amassed the equivalent experience of an adviser over her time here, she really knows her stuff.

Karen Phillips

Administrator to Julie and Will
“The Ray of Sunshine"

Karen looks after the daily administration of the business, which includes liaising with lenders, solicitors, estate agents & insurance companies and keeping you, our lovely clients updated throughout your journey with us. 

About Thirsk…

Nestled between the North York Moors and the Yorkshire Dales, Thirsk is a pretty market town with a rich heritage. The cobbled square at the centre holds a bustling weekly market selling local produce. Through the surrounding streets you’ll find an eclectic mix of independent shops, cafes, pubs and galleries as well as a cinema, library and parks.

It’s easy to stay active in Thirsk, with plenty of walking paths meandering over Cod Beck and into the surrounding fields and woodland. There’s a leisure centre complete with 25m pool and gym and the Sowerby Sports Village is fantastic for families and adults alike, with a running track, skate park and tennis courts. There’s also a large racecourse, which holds regular meets throughout the year.

If you love spending your days in the great outdoors, the Sutton Bank National Park centre is just 7 miles away, with panoramic views from The White Horse across the Vale of Mowbray and the Vale of York. This is a fantastic base for walking, running and biking on your doorstep, and opens out into the great expanse of the North York Moors for adventures further afield.

Thirsk is famously the home of James Herriot, the local vet and author who wrote ‘All Creatures Great and Small’ and other stories about his life as a country vet. You can find all about him at ‘The World of James Herriot’, the award winning museum converted from his house and surgery. There are plenty of other cultural attractions in Thirsk and the surrounding area for both families and adults including Thirsk Hall Sculpture Park, Thirsk Museum and Rural Arts, which has a rolling programme of events, exhibitions and activities.

Thirsk is well connected to the local towns and larger cities for work and for leisure. It’s 10 minutes from the A1 by car and has a train station, connecting you to York within 20 minutes.  Many professionals enjoy the quiet rural charm of Thirsk and its surrounding villages and commute to Leeds, Harrogate, York and beyond for their work – you can be in London within 2.5 hours.

Families are spoilt for choice with many rural primary schools to choose from. There are five within Thirsk, Sowerby and Carlton Minniot and many more in the surrounding villages. For secondary education, many local children choose Thirsk School and Sixth Form College and in the nearby town, Ripon Grammar and Outwood Academy in Ripon have both been rated Outstanding by Oftsted.

If you’re excited to live the rural life in Thirsk, let our team help you make it happen. Give us a call on 01845 501830.

What our clients are saying

Julie and her team were recommended by friends of ours who had previously used their services. They couldn't speak highly enough about them, and now we can see why. Julie was very helpful, professional and efficient throughout the whole process. Nothing was ever an issue, everything was so easy and went so smoothly. They went above and beyond, taking the stress out of the whole process of remortgaging, from finding us the best deal on the market right through to dealing with all the relevant paperwork. We cannot recommend this company enough extremely helpful and personal.
Purchaser 2020
1st Mortgage Services offered an excellent service and were supportive through the whole house buying process. This was really needed as we had some unforseen complications and the purchase took longer than everyone thought it would. Julie and her team were supportive, knowledgeable and available at all times to answer our questions. They worked well with our solicitors and acted in a most professional manner. I would recommend them to anyone needing mortgage advice.
Purchaser, 2022

Speak to Us

We specialise in finding suitable mortgages for our clients from a curated list of over 65 lenders. We’ve done the hard work – we’ve already built fantastic relationships with these lenders, so you don’t have to. Our service is completely tailored to fit your requirements. We cater for most parts of the mortgage market and clients nationwide.

To inquire about succession planning or onboarding, reach out to us by email or phone.

Request an Appointment