Life Insurance
Life Insurance
Life insurance pays out a large sum of money in the event of your death. You may not have thought about it, but as you don’t know the day that you will die, you need to prepare for every eventuality, and a part of that is going to be setting your loved ones up financially for when it does happen. You may not be the breadwinner of the house, but your death could increase the financial strain on your family while they pay for childcare unexpectedly. Life insurance protects your family finances and adds security to their future after you are gone.
The options for life insurance include ‘term life insurance’ and ‘whole of life’ insurance. Whole of life insurance covers you for literally your entire life, paying out whenever you die, but this is seen as more of an investment in yourself. If you want to protect yourself and your family, term life insurance is the better option. With this, you can choose between level cover, which pays out the same amount whenever you die, or you can choose decreasing cover, which reduced as your mortgage is paid down.
Ask the Experts
At 1st Mortgage Services, we are experts in giving advice on life insurance that suits your needs & requirements. Giving our experts a call today on 01845 501830 is going to help you on your path to protecting your future and the future of your loved ones.
What our clients are saying
Benefits of Being With the Business
Considering succession planning can be overwhelming, especially when trying to navigate industry compliance and changes. However, I found a solution that not only alleviated these concerns but also offered valuable support for my clients.
By meeting with Julie Gilbert at First Mortgage Services, I discovered the advantages of fully onboarding with them. They provide access to additional resources, such as an administrator and regular sales meetings. This support allowed me to not only continue advising my clients but also have more time for my family.
When the time comes for succession planning, I can make the decision to continue advising without feeling pressured or rushed.
If you're in need of succession planning or considering onboarding, I highly recommend First Mortgage Services. They have the expertise and support to make the transition seamless and beneficial for all parties involved.
1st Mortgage Services is a lovely place to operate under as a mortgage and protection intermediary. They have a positive and forward-thinking attitude and a great team around you to support all aspects of the job.
I have personally gained a vast amount of experience from my time with the company and have benefited greatly from the shared experience of the whole team. The support of the marketing and paraplanning departments helps greatly with managing workload while ensuring industry standards are adhered to.
The team were all very welcoming and I have always felt at home since joining. It really makes a difference to have that positive working environment with other individuals and to feel part of a team, and 1st Mortgage Services has always had that for me.
Since joining 1st Mortgage Services, I have felt a level of support in growing my business I have not had before. Julie constantly thinks of new ways to generate business, keep engaged with local business’ and promotes the company in various different ways so we are never really out of people sight.
The recent regulatory changes haven’t been a challenge as the support we get from our colleagues, in admin and para planning are fantastic. So we are always on top of our cases and clients constantly kept up to date. This just means everyone who steps foot through our door gets the best possible service in all areas of the advice process from start to finish.
Speak to Us
We specialise in finding suitable mortgages for our clients from a curated list of over 65 lenders. We’ve done the hard work – we’ve already built fantastic relationships with these lenders, so you don’t have to. Our service is completely tailored to fit your requirements. We cater for most parts of the mortgage market and clients nationwide.
To inquire about succession planning or onboarding, reach out to us by email or phone.
- 01845 501830
- info@1stmortgageservices.co.uk
