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Life Insurance

Life insurance pays out a large sum of money in the event of your death. You may not have thought about it, but as you don’t know the day that you will die, you need to prepare for every eventuality, and a part of that is going to be setting your loved ones up financially for when it does happen. You may not be the breadwinner of the house, but your death could increase the financial strain on your family while they pay for childcare unexpectedly. Life insurance protects your family finances and adds security to their future after you are gone.

The options for life insurance include ‘term life insurance’ and ‘whole of life’ insurance. Whole of life insurance covers you for literally your entire life, paying out whenever you die, but this is seen as more of an investment in yourself. If you want to protect yourself and your family, term life insurance is the better option. With this, you can choose between level cover, which pays out the same amount whenever you die, or you can choose decreasing cover, which reduced as your mortgage is paid down.

Ask the Experts

At 1st Mortgage Services, we are experts in giving advice on life insurance that suits your needs & requirements. Giving our experts a call today on 01845 501830 is going to help you on your path to protecting your future and the future of your loved ones.

What our clients say

Customer service is everything for 1st Mortgage Services – selecting a mortgage lender and knowing which is the right product for you can be a complex and time-consuming exercise. Julie and her team make this easy – they offer sound, reliable and friendly advice, taking the headache out of this important life decision. The team carry out their work over the phone, via email and by post – plus home visits, at times to suit the client, are also on offer. They offer a wealth of experience in the mortgage industry – their knowledge and expertise plus their openness and ability to convey understanding of the product, is very reassuring

Purchaser 2018, Northallerton


Given my experience, I feel that the company/individual operate in such a way that treating customers fairly is central to their culture. Julie was always on hand to answer my queries and advise me of the best way forward and sorting everything out for me, as I needed it, to a tight timescale. I could not have asked for a better service.

Purchaser 2018, Whitby


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Fees Disclaimer

We charge a combination of an initial fee of £250 on application and retain the commission received from the lender. Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.