Home insurance is possibly one of the most straightforward of the insurance market. It doesn’t matter the size or shape of your home, you still want to protect it as much as possible. Part of this is going to be purchasing home insurance to make sure that if anything did go wrong, you are covered. You cannot predict whether there’s going to be a fire or flood. You cannot predict if strong winds are going to blow the tiles off your house. What you can do, is cover yourself – just in case.
There are two types of home insurance:
Building insurance covers the structure of the house; the roof, walls and windows. It’s not just this, though, as buildings insurance also covers the permanent fixtures of the home.
Contents insurance does the rest; the value of your belongings inside the home needs to be covered in case of damage.
There are options for students, landlords, those with an empty home and even farmhouses, where the home isn’t just a home, it’s a business, too. Selecting the right home insurance cover isn’t always simple, but with 1st Mortgage Services you can get the right insurance for you from a number of companies we deal with. You do need to consider home insurance as part of owning your own home, and if you’re a tenant, you need to think about contents insurance. Speak to us at 1st Mortgage Services today on 01845 501830 and we will be happy to help.
What our clients say
Customer service is everything for 1st Mortgage Services – selecting a mortgage lender and knowing which is the right product for you can be a complex and time-consuming exercise. Julie and her team make this easy – they offer sound, reliable and friendly advice, taking the headache out of this important life decision. The team carry out their work over the phone, via email and by post – plus home visits, at times to suit the client, are also on offer. They offer a wealth of experience in the mortgage industry – their knowledge and expertise plus their openness and ability to convey understanding of the product, is very reassuring
Purchaser 2018, Northallerton
Given my experience, I feel that the company/individual operate in such a way that treating customers fairly is central to their culture. Julie was always on hand to answer my queries and advise me of the best way forward and sorting everything out for me, as I needed it, to a tight timescale. I could not have asked for a better service.
Purchaser 2018, Whitby
Ready to talk through your insurance?
We charge a combination of an initial fee of £250 on application and retain the commission received from the lender. Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.