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Income Protection

Did you know that there is a type of insurance out there that is designed to protect your income? Every single year, over a million people in the UK are unable to work due to serious illness or injury. Income protection is a type of insurance that is designed to protect you if you can’t earn an income if you get sick. Most people can’t survive on sick pay alone, which means that you need another way to pay the bills. 1st Mortgage Services understands this, and they know that offering you the peace of mind that you need to ensure that you can keep the mortgage paid is important.

Income protection is a long-term insurance policy and it’s there to help you if an illness or injury puts you out of work. It also means that you will continue to receive an income until you can get back to your best. Here’s what it can do:

  • Replace a part of your income if you cannot work due to becoming ill or disabled.
  • It will continue to pay you until you can work again, or until you retire or die
  • There is a waiting period before your payments begin and you can set the amounts to begin after sick pay ends.
  • It covers illnesses that stop you from working whether long term or short term
  • You can claim as many times as you like while the policy is active

Ask the Experts

You need to get the most suitable advice for your Insurance needs, which means relying on the right advisers. 1st Mortgage Services will provide you with the right advice for you, simply call 01845 501830 today.

What our clients say

Customer service is everything for 1st Mortgage Services – selecting a mortgage lender and knowing which is the right product for you can be a complex and time-consuming exercise. Julie and her team make this easy – they offer sound, reliable and friendly advice, taking the headache out of this important life decision. The team carry out their work over the phone, via email and by post – plus home visits, at times to suit the client, are also on offer. They offer a wealth of experience in the mortgage industry – their knowledge and expertise plus their openness and ability to convey understanding of the product, is very reassuring

Purchaser 2018, Northallerton


Given my experience, I feel that the company/individual operate in such a way that treating customers fairly is central to their culture. Julie was always on hand to answer my queries and advise me of the best way forward and sorting everything out for me, as I needed it, to a tight timescale. I could not have asked for a better service.

Purchaser 2018, Whitby


Ready to talk through your insurance?

Fees Disclaimer

We charge a combination of an initial fee of £250 on application and retain the commission received from the lender. Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.