Buildings insurance is just for homeowners, but contents insurance is something that can be valuable to everyone – whether a homeowner or a tenant. While contents insurance isn’t a legal requirement in the same way that car insurance is, it’s smart to invest in it. With 1st Mortgage Services, and we deal with a number of companies who provide Buildings Insurance to find you a policy suitable to your needs and ensure you can secure your contents against theft, fire and flooding.
As with most insurance policies, you won’t be covered for wear and tear and general mess, but you can still claim for your TV if it’s been damaged by attempted burglary. You may not believe that the contents in your home are worth much, but when you consider all your belongings and add up the cost of all of it – from clothing to jewellery – you could be surprised that it’s more than you think.
There are other additions to contents insurance that you can purchase, and these come under:
Away from home cover
which covers you for a certain value for loss or damage away from home.
which covers you when the kids run past the TV and knock it over by accident.
What our clients say
Customer service is everything for 1st Mortgage Services – selecting a mortgage lender and knowing which is the right product for you can be a complex and time-consuming exercise. Julie and her team make this easy – they offer sound, reliable and friendly advice, taking the headache out of this important life decision. The team carry out their work over the phone, via email and by post – plus home visits, at times to suit the client, are also on offer. They offer a wealth of experience in the mortgage industry – their knowledge and expertise plus their openness and ability to convey understanding of the product, is very reassuring
Purchaser 2018, Northallerton
Given my experience, I feel that the company/individual operate in such a way that treating customers fairly is central to their culture. Julie was always on hand to answer my queries and advise me of the best way forward and sorting everything out for me, as I needed it, to a tight timescale. I could not have asked for a better service.
Purchaser 2018, Whitby
Ready to talk through your insurance?
We charge a combination of an initial fee of £250 on application and retain the commission received from the lender. Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.