• Enquire Online

Critical Illness

When you are diagnosed with a critical illness, it can have a financial impact on your life. You might find that you are unable to work and earn a living for you or your family. It’s also possible that your quality of life changes because you could struggle to stay active. Or, you might just need to pay for the best medical treatment possible.

If you’re worried about this possibility, you need to look into critical illness insurance. Critical illness insurance provides a lump sum that is tax free if you get a diagnosis of a critical illness during the policy term.

At 1st Mortgage Services we can help you search range of insurance companies and find the right coverage choice for you. You can choose an individual critical illness plan that suits your needs. You will be able to decide the duration of the policy and whether you want to combine it with life insurance. We can ensure you make the right choice for your needs here and guarantee that you find the best policy options on the market.

Experts in the industry

We’ll research all the possibilities for you and find the right policy for your needs. Getting critical illness coverage can be complicated because you need to consider how much cover you need, what illnesses you want to be covered for and you must understand how your medical history could impact the cost. We’ll keep it easy, ensuring you navigate all these issues, so you can protect your finances for the future of your family.

What our clients say

Customer service is everything for 1st Mortgage Services – selecting a mortgage lender and knowing which is the right product for you can be a complex and time-consuming exercise. Julie and her team make this easy – they offer sound, reliable and friendly advice, taking the headache out of this important life decision. The team carry out their work over the phone, via email and by post – plus home visits, at times to suit the client, are also on offer. They offer a wealth of experience in the mortgage industry – their knowledge and expertise plus their openness and ability to convey understanding of the product, is very reassuring

Purchaser 2018, Northallerton


Given my experience, I feel that the company/individual operate in such a way that treating customers fairly is central to their culture. Julie was always on hand to answer my queries and advise me of the best way forward and sorting everything out for me, as I needed it, to a tight timescale. I could not have asked for a better service.

Purchaser 2018, Whitby


Ready to talk through your insurance?

Fees Disclaimer

We charge a combination of an initial fee of £250 on application and retain the commission received from the lender. Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.