Meet the Team

Julie Gilbert

Mortgage & Insurance Adviser

As the owner of 1st Mortgage Services, Julie’s day to day life is essentially Advising clients on their Mortgage & Insurance needs.  Some of her clients have been with her for the past 20 years and now she is advising their children which is lovely to see and a privilege.

On top of Advising clients she clearly runs the business and finds it very exciting looking for new ways to develop, grow it & improve it.

The way the banking industry has changed in the last 20 years has been amazing. Mortgage Advisers are now seen as professionals in their own right and rightly so as we work exceptionally hard to ensure clients get the most suitable advice for their needs.

Its exciting times at 1st Mortgage Services as we are now adopting the Digital Era and creating improved technology to ensure our clients retain the best service possible.


Pamela Wright

Mortgage & Insurance Adviser

Pam grew up in Ireland, she is a fully qualified Mortgage & Insurance Adviser.

Julie has known Pam for many years and knew she needed another Adviser to support the clients that are new to us.  Pam was brought on board to continue the ability to grow the business.  Pam looks after the new business that comes to 1st Mortgage Services on a regular basis due to the lovely referrals we receive from our clients & professional connections.

Julie says:

“There was no doubt that Pam was the right Adviser for the role because she also puts her clients first and ensures they receive the most suitable advice for her clients needs”.

Pam very quickly settled into the business and enjoys every bit of being a member of the 1st Mortgage Services family.




Kim joined the business in December 2015 to manage the Administration of the business, initially Kim worked only 2 days a week and quickly this increased to 4 days per week as the demand for support in the daily Administration and client management grew. Kim’s role is to set up clients files on our system, deal with Lenders ensuring they have all relevant documentation and to chase lenders to makesure all clients mortgages are dealt with as quickly as possible. Kim liaises with clients regularly ensuring they are up to date on their applications status each week. Kim is an asset to the business and has very much developed her role within the business over the last few years.

Out of work, Kim is a fabulous Mother to 2 young children and enjoys doing outdoor activities with her Partner, children and 2 dogs.

Ready to talk through your mortgage or insurance?

Fees Disclaimer

We charge a combination of an initial fee of £250 on application and retain the commission received from the lender. Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.